Credit
Managent
It is needless to mention that one needs to have a good credit
score and a good credit history in case the person needs to have
any loan requirement currently or would need to borrow funds in
the future. In the world we are living, it works on credits and
it is not possible that you would not need a loan ever. |
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CREDIT FRAUD COULD BE AVOIDED
It is not very difficult to get the credit card information and use it to make
unauthorized purchases. Such a credit fraud could make a good amount build up
against your credit card which can give you sleepless nights. Well, these credit
card frauds could be avoided by following the below mentioned suggestions –
- While using the credit card in a restaurant either go and make the payment
yourself, avoid giving the card to the waitress unless it is a really
reputed hotel or restaurant.
- Never give out your credit card details on a site which allures you
for a free club membership or a trip. Even if there are offers to join
a club or make a small payment to be eligible for the free trip, the credit
card details should not be exposed.
- The copies of your charge slip should be toured down and trashed. Leaving
your charge slip or throwing them without tearing it would get you in
trouble. There is enough information on the credit cards which would allow
some one to misuse your credit card.
- As and when you change the address you should notify the credit card
company about the same so that the statements could be sent. You could
subscribe for the email statements to be on the safer side or could use
the internet access to know the transactions made on your credit card.
- Never write the credit card number on a post card or over the envelope.
In fact if you need to mail that across, it should be written in a way
that it can’t be read across the envelopes even.
- While suing the credit cards online, make sure that the website has
safe payment gateways.
- Don’t give out your credit card information over the phone unless
the company is really well known and reputed.
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